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INSTANT IS ALWAYS BETTER!

INSTANT IS ALWAYS BETTER!

 

Real-Time Access to Banking Information at over 50,000 Financial Institutions worldwide

VERIFY INFORMATION WITH EASE.

VERIFY INFORMATION WITH EASE.

 

Instant and Accurate Verification of Identity and Bank Account Information to Authenticate Borrowers

 

MAKE BETTER INFORMED DECISIONS.

MAKE BETTER INFORMED DECISIONS.

 

Access Value-Added Bank Account and Bank Transaction Details to make Informed Decisions on Income and Risk

 

TAILORED REQUESTS AND REPORTS.

TAILORED REQUESTS AND REPORTS.

 

Flexible Settings To Tailor Information Request And Report Detail Summaries

SECURE AND RELIABLE.

SECURE AND RELIABLE.

 

Hosted Service Providing Secure and Reliable Technology

HIGHEST CONFIDENTIALITY STANDARDS.

HIGHEST CONFIDENTIALITY STANDARDS.

 

SOC-2 Level Data Security to meet all your Compliance needs

REAL-TIME PROCESSING.

REAL-TIME PROCESSING.

 

Real-Time Processing to speed up and automate your business processes

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Welcome To DecisionLogic

Our service provides the ability to verify a borrower’s identity, bank account number and balance in real-time. It also provides access to up to 365-days of borrowers’ bank account transaction history with a layer of advanced analytics that lead the industry. This automated real-time process empowers you to make fast and accurate decisions critical to the success of your business.

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Recent Announcements

New Data Points! Gain real-time visibility into available cash and spending habits!

Avoid Risky Business with the First Payment Default Score!

DecisionLogic celebrates 100 million consumer served!

Streamline Your Borrower Workflow with DecisionLogic’s New Bank Change Notification!

Years of Continued Service
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% System Uptime
0 .95
Financial Institutions Supported Globally
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Consumers Served
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Solutions for Top Industries where Real-Time Assessment of Transaction History is Critical

Consumer Lending

Business Lending

Auto Lending

Tenant Verification

Equipment Finance

Tribal Lenders

Emerging Industries

Trusted By

SparkLMS
TurnKey Logo
GDS Link
AnswersEtc
Experian logo
Converge Hub
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Infinity Logo
Epic Logo
Launcher Solutions
vergent logo
Centrex logo
Tekambi Logo
CloudJunction logo
Insight Logo 2025
EPS logo
MCA logo
DigiFi Logo
Onyx Logo
DecisionPro logo
Qfund logo
LendAPI Logo
partner quote – LendSaas
“Your dependable solutions have not only streamlined our processes but also enhanced our capability to serve our customers with heightened efficiency and innovation.”
– LendSaas
partner quote – Answers Etc
“At Answers Etc., technology, function, and innovation are our drive and focus every day. Our valued and continued partnership with DecisionLogic provides advantages for our lending clients by creating greater efficiencies with IAV solutions.”
– Answers Etc.
partner quote – Upay
“We at UPAY have benefited immensely by using the services of DecisionLogic. Their Bank Statement Aggregation product is second-to-none! The data insights of their product have helped our clients make clear decisions on credit granting. DecisionLogic’s innovative solution has revolutionized the way our clients assess creditworthiness, allowing us to provide our clients with accurate and actionable information. Their commitment to excellence and dedication to helping us achieve our vetting goals have made them an invaluable partner in our journey.
We highly recommend DecisionLogic to anyone in the financial industry looking to enhance their credit assessment processes.
Thank you, DecisionLogic, for your exceptional product and unwavering support!”
– Upay Technology
partner quote – OnyxIQ
“Our Strategic Partners are immensely important because we trust them with our customers. DecisionLogic always exceeds expectations with fast and professional responses and an exemplary customer service.”
– OnyxIQ
partner quote – Qfund
“The ease and speed of integration, combined with the excellent technical support from our partner, DecisionLogic, has enabled us to deliver high-quality services to our shared clients.”
– QFund
DigiFi quote
“DigiFi is delighted to have partnered with DecisionLogic. Their ability to harness the predictive power of banking data is impressive. The broad range of banks accessible through DecisionLogic’s platform, coupled with their use of advanced analytics, provides DigiFi’s clients with a granular view on a very large portion of U.S. borrowers. DecisionLogic’s flexible product set fits well with DigiFi’s highly configurable digital lending platform, allowing us to address a wide range of lending use cases together.”
– DigiFi
SparkLMS quote
“Integrating SparkLMS with DecisionLogic’s suite of products was a seamless experience, thanks to the robust design and user-friendly API architecture offered by DecisionLogic. DecisionLogic’s APIs are structured to integrate intuitively, fitting smoothly with SparkLMS’ existing workflows. Throughout the process, DecisionLogic Technical support team offered responsive support, promptly addressing any questions and adapting to our needs with agility.”
– SparkLMS
SmartMCA quote
“We are proud to include an integration with DecisionLogic on the SmartMCA platform. Our clients use DecisionLogic to automate their bank account verification in the funding process which improves overall efficiency and reduces errors.”
– SmartMCA

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