Consumer Lending
Instant Account Verification has become a must-have for consumer lenders, and DecisionLogic is the gold standard solution that savvy consumers ask for by name. We work with 9 out of 10 of the top online consumer lenders in the U.S. and maintain unparalleled conversion rates with almost 90% of borrowers stepping through our perfected user interface.
We have direct API connections with banks, and multiple data providers for the most complete, real-time data possible to virtually eliminate fraud and streamline your bank verification.
Our world-class support teams can quickly have you set up with integration assistance or an out-of-the box lender portal at no additional charge. With no contracts, minimums, or hidden fees, you could be seeing the best conversion rates in the industry as soon as tomorrow.
Solutions
Whether online or storefront, automated or manual, DecisionLogic has perfected the customer journey.
Verify the consistency of payroll deposits, and the employer with DecisionLogic’s Income Stability Score.
Replace your existing ID verification with our DL Match report powered by Experian which includes an OFAC check.
You can be fully automated using our existing integrations with the top POS, LMS, and LOS platforms in the industry.
Use our out-of-the-box lender portal for a centralized process.
Quickly identify the information you need with our Summary Analytics, rather than reviewing the borrower’s monthly transactional statements line by line.
Streamline the underwriting process with transaction data straight from the financial institution in seconds.
Reduce customer friction with digital bank statements, you no longer need hard copy documents.
Most Valued Features
- A “no tech required” Lender Portal for instant start up.
- The ability to send requests via email and SMS.
- A combined IAV and zero-friction IDV option in one data pull.
Key Analytics
- Payroll
- Stimulus Income
- Deposits
What our customers are saying…
“No other company has the support and coverage you provide.”
– Consumer Lender – Installment Loans
– Consumer Lender – Installment Loans
“The DL support staff helped change our entire process. We now have multiple stores using DecisionLogic successfully. This has helped lower our default rates by 22%”
– Consumer Lender – Payday Storefront Loans
– Consumer Lender – Payday Storefront Loans
Request a demo to experience the DecisionLogic Difference in your business today.
