Explore articles on verifying borrower identity and account details in real-time. Access insights on fast, accurate lending decisions and transaction history analysis
Published on 12/22/2022 Give credit where credit is due Fun fact about credit scores – did you know whether a score is prime or subprime, you are looking at historical information? Not recent history either, so the data is likely an inaccurate picture of the current state of the borrower’s financial health. An enormous amount […]
Published on 2/1/2023 “Nothing is free”… but why not? At DecisionLogic, we are well aware of how the IAV market treats its customers. Digital bank statements are big business, and it’s too easy to forget the value in customer service. Instead of nurturing and engaging, we see nickel and diming. Instead of upfront transparency, we
Published on 1/5/23 How does DecisionLogic support your 2023 roadmap? As a pioneer in the IAV industry, DecisionLogic has over a decade of experience with digital bank statements and our best practices have become the industry gold standard. We pride ourselves on being a true partner in our client’s businesses, meaning we don’t gatekeep our
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Published on 2/2/2023 What is Open Banking? (in plain English) Open Banking is a concept that has been a main stay in Asia-Pacific and the UK for years, we in the U.S. are just now catching up. It is a way of securely sharing financial data between banks and third-party service providers. This is a
Published on 4/5/2022 Looking for an IAV software? Avoid these 5 mistakes! 5. Avoid getting locked into a lengthy contract with monthly minimums. Contracts can cost you big in the long run, and the upfront cost for some providers can be pretty painful too. If you are just starting out, you may think a giant
Published on 3/2/2022 Are you making the most of your DecisionLogic IAV features? Multiple Data Providers and DecisionLogic are Paramount to Conversion RatesDecisionLogic ensures the best conversion rates in the industry through the use of multiple data providers. We don’t rely on one source to maintain our sky-high success rate and that means neither do
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Published on 2/10/2022 8 things you didn’t know effected your IAV conversion rates and how to solve them Safety is not first It seems counter intuitive, but multiple mentions of how safe a process is, plus an emblem of your super high tech security badge, has the opposite effect. Those flashy reassurances only cause the borrower
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