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Published on 10/10/2024 The 411 on 1033: What the New CFPB Regulation Means for You You may have noticed a lot of excitement around the big news in the financial world. Have you tried reading the articles and still have no clue what’s up? The regulation isn’t even released yet and you are already confused?  […]

Published on 9/04/2024 AI in Lending: Are We Losing the Human Touch? There are lots of buzz words in every industry. Those words everyone loves to hate but nevertheless they find their way into every other conversation. In comes artificial intelligence (AI). AI has been making its mark leaving few industries unsaturated, so it comes

Published on 8/07/2024 Leading the Green Revolution: Innovating Sustainable Instant Account Verification. In the dynamic landscape of lending technology, DecisionLogic strives to contribute positively and sustainably. We began our journey at the dawn of the Instant Account Verification (IAV) era, developing early solutions that enhanced speed and security in the industry. A Decade of Dedication: Ten years

Published on 7/10/2024 The Streaming Wars: A Deluge of Choices, with a Downpour of Costs Remember 2015? The force awakened with the death of Jon Snow after he saw the price of the first Apple watch (or something to that effect). It was a simpler time, when Netflix reigned supreme and cable TV was the

Published on 6/05/2024 Streamlining Auto Loans with Instant Bank Account Verification (IAV) In the fast-paced world of auto lending, efficiency is key. Auto lenders strive to provide seamless experiences for their applicants while ensuring compliance and mitigating risks. One crucial aspect of this process is verifying the applicant’s bank account information accurately and swiftly. That’s

Published on 5/08/2024 Alternative data: Has the FICO score gone the way of the Dodo? Let’s face it, credit scores when you are trying to obtain a loan can be as frustrating as ants at a picnic. They can feel arbitrary, mysterious, and sometimes downright unfair. Enter alternative data, the challenger in the ring, ready

Published on 4/11/2024 Unlock Smarter Lending Strategies: Data-Driven Decisions for Tribal Lenders The tribal lending landscape is fiercely competitive. Understanding your borrowers, optimizing loan performance, and staying compliant – it’s a constant balancing act. But what if you could leverage the power of bank data direct from the financial institution to gain a strategic edge?

Published on 3/14/2024 Decades of Innovation: A Journey Through DecisionLogic’s Milestones Welcome to the extraordinary journey of DecisionLogic, a trailblazing company that has redefined the landscape of decision-making and risk assessment. Over the years, DecisionLogic has achieved remarkable milestones, transforming itself from a visionary startup into a leading force in the industry. Join us as

Published on 1/18/2024 Decoding Loan Decisioning: The Power of Bank Transaction Data Hey there, savvy borrowers! Ready to peek behind the curtain into the fascinating world of loan decision-making? Today, we’re unpacking the mystery behind making smarter lending decisions by tapping into the treasure trove of bank transaction data. Lenders already know how valuable they