Molly Hogan

Published on 9/21/2023 The Future of Underwriting: Embracing Instant Account Verification Today, we will explore the latest trends and innovations shaping the world of underwriting. In this rapidly changing financial landscape, technology is constantly evolving, and staying ahead of the curve is crucial. One innovation that is making waves in the underwriting industry is instant […]

Published on 8/31/2023 What is IAV and why do I need it? IAV and why you need it really depends on who you are. Let me explain. First, what is it? IAV or Instant Account Verification (also called Instant Bank Verification or IBV) is a powerful tool for lenders and consumers alike. It’s a digital,

Published on 8/17/2023 The Top Features Applicants Look for in an Auto Lender Finding car buyers is easy, helping them pick out a car isn’t too hard either. A quick test drive and a calculated kick to the tires to make Dad happy still pretty much covers it. But what about helping them finance that

Published on 7/13/2023 Top Conversion Rate Crimes and How Not to Commit Them Safety is not First It seems counter intuitive, but multiple mentions of how safe a process is has the opposite effect and makes the borrower more likely to drop out of the process. Keep mentions of encryption and security in a link posted

Published on 5/3/2023 Lending and Alternative Finance Terms 101 Whether you are new to lending or simply looking to get a better understanding of the terms your lender is using, you’ve come to the right place. We will take you through some of the most common terms used in alternative finance and save you from

Published on 4/13/2023 14 ways our customers use DecisionLogic in their workflow If conversion rate optimization is at the top of your roadmap this year like it is for so many, you’ll want to reach out to our support team  at support@decisionlogic.com. We would be happy to do a workflow analysis for custom recommendations to fit

Published on 3/2/2023 Do you believe in second chances? How auto decisioning might let good loans fall through the cracks Faster! Cheaper! Streamlined! Everyone is looking for more efficient ways to lend money to qualified borrowers. This is why automated decisioning has taken the lending world by storm, however, it also leaves many loan worthy

Published on 12/22/2022 Give credit where credit is due Fun fact about credit scores – did you know whether a score is prime or subprime, you are looking at historical information? Not recent history either, so the data is likely an inaccurate picture of the current state of the borrower’s financial health. An enormous amount

Published on 2/1/2023 “Nothing is free”… but why not? At DecisionLogic, we are well aware of how the IAV market treats its customers. Digital bank statements are big business, and it’s too easy to forget the value in customer service. Instead of nurturing and engaging, we see nickel and diming. Instead of upfront transparency, we