Molly Hogan

Published on 1/10/2022 Understanding Instant Account Verification (IAV) Instant Account Verification (IAV) is a process that is becoming increasingly popular among lenders, banks, and financial institutions. IAV is used to verify a customer’s identity and their ability to repay a loan or open an account. It is a fast and secure way for businesses to […]

Published on 3/30/2023 Identity Verification – The DecisionLogic Way Why it’s importantIdentity verification, or IDV as it’s commonly known, is extremely important for many reasons. First and foremost, it’s used for KYC (Know Your Customer), a compliance requirement many industries are required to follow. It breaks down exactly as it sounds. Do you know who

Published on 5/11/2023 Instant Refresh – Bank Data on Demand Bank transaction data on demand, what a great time to be in the financial services industry! Unfortunately, at the same time, not all data returns are equal and anything “in real time” goes stale very quickly. We’ll break this into bite size pieces for you

Published on 6/8/2023 IBV software is a start, but do you have the support required to scale? For lenders, one of the most critical resources to secure is your IAV or Instant Account Verification provider. You need to have access to up-to-the-minute transaction history to make lightning-fast underwriting decisions. Whether you are in Auto lending,

Published on 2/9/2024 Embark on Your Lending Odyssey: A Comprehensive Handbook to Navigate the Seas of Success with Cutting-Edge Tools for Emerging Lenders Ahoy there, future captains of lending success! Ready to set sail into the thrilling and sometimes choppy waters of lending? We’re happy to be your trusted navigators on this epic journey, and

Published on 7/2/2025 Why Lenders Are Choosing IAV Over Traditional Bank Verification Methods In lending, efficiency, security, and data accuracy are non-negotiable. Traditional bank verification methods are no longer cutting it for modern lenders who demand speed and precision in their underwriting process. Enter DecisionLogic, a fintech solution that quickly became the best bank verification

Published on 6/11/2025 Shifting Employment Trends and Their Effect on Borrowers The job market is constantly changing, and these shifts have a big impact on subprime lending. With the rise of gig and part-time work, lenders now face challenges in evaluating the financial stability of borrowers who may not qualify for traditional loans. Many of

Published on 5/28/2025 Winning Cases with Data: How DecisionLogic Brings Financial Transparency to Family Law Divorce proceedings can be complicated, particularly when it comes to determining financial obligations, assessing assets, and ensuring equitable settlements. One of the most challenging aspects of family law is obtaining a clear and accurate picture of both parties’ financial situations.

Published on 5/14/2025 The Role of Alternative Credit Data in Expanding Lending Opportunities Traditional credit scoring models have long been the standard for assessing a borrower’s creditworthiness. However, they are based on dated information and often leave out a significant portion of the population: gig workers, young adults, recent immigrants, and those with limited credit