Blog

Published on 1/15/2025 Consumer Protection and Fairness: The Foundation of Modern Lending Consumers deserve to feel confident that the institutions they rely on are safeguarding their interests while offering equitable opportunities. DecisionLogic takes this very seriously; we know that trust and fairness aren’t just ideals, they’re the pillars of a healthy financial ecosystem. The regulatory […]

Published on 12/11/2024 Regulatory Compliance Across Geographies and Industries Today’s financial world is exponentially more interconnected, regulatory compliance is no longer a regional concern. Lenders and financial institutions must operate with a global mindset, navigating diverse and ever-evolving standards that vary dramatically across geographies and industries.  The Constant Shifting of Global Regulation From the stringent

Published on 11/14/2024 2025: The Year of the Borrower – A New Era in Lending 2025 is predicted to be a transformative year in lending, marked by the CFPB’s Rule 1033 finalization going into effect in January. This regulation grants borrowers unprecedented control over their financial data, shifting the balance of power in lending. Traditionally,

Published on 10/10/2024 The 411 on 1033: What the New CFPB Regulation Means for You You may have noticed a lot of excitement around the big news in the financial world. Have you tried reading the articles and still have no clue what’s up? The regulation isn’t even released yet and you are already confused? 

Published on 9/04/2024 AI in Lending: Are We Losing the Human Touch? There are lots of buzz words in every industry. Those words everyone loves to hate but nevertheless they find their way into every other conversation. In comes artificial intelligence (AI). AI has been making its mark leaving few industries unsaturated, so it comes

Published on 8/07/2024 Leading the Green Revolution: Innovating Sustainable Instant Account Verification. In the dynamic landscape of lending technology, DecisionLogic strives to contribute positively and sustainably. We began our journey at the dawn of the Instant Account Verification (IAV) era, developing early solutions that enhanced speed and security in the industry. A Decade of Dedication: Ten years

Published on 7/10/2024 The Streaming Wars: A Deluge of Choices, with a Downpour of Costs Remember 2015? The force awakened with the death of Jon Snow after he saw the price of the first Apple watch (or something to that effect). It was a simpler time, when Netflix reigned supreme and cable TV was the

Published on 6/05/2024 Streamlining Auto Loans with Instant Bank Account Verification (IAV) In the fast-paced world of auto lending, efficiency is key. Auto lenders strive to provide seamless experiences for their applicants while ensuring compliance and mitigating risks. One crucial aspect of this process is verifying the applicant’s bank account information accurately and swiftly. That’s

Published on 5/08/2024 Alternative data: Has the FICO score gone the way of the Dodo? Let’s face it, credit scores when you are trying to obtain a loan can be as frustrating as ants at a picnic. They can feel arbitrary, mysterious, and sometimes downright unfair. Enter alternative data, the challenger in the ring, ready